27. Overdrafting Joint Bank Accounts<\/span><\/h2>\nAs someone who worked in a bank serving over 100 customers per day on the phone for over a year, you would be shocked to know just how many people overdraft their bank accounts. In many cases, these are joint accounts with a husband and wife. They had mortgages, groceries, and totally normal spending, and then suddenly, someone blows hundreds of dollars at a non-essential store at the mall. This means that one of the partners is bringing down their joint finances. If it only happens once, this is probably just a mistake that can be rectified by having more communication, and checking online banking before making a purchase. There is no need to be too concerned over one mistake. However, if this continues to be a consistent problem, this is a huge red flag.<\/p>\n
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